South African Transfer Duty Calculator
Using the official SARS rates for the 2025/2026 tax year.
Enter a price and click calculate.
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- Official Amortization Schedule
- Tax Certificate Format
Official SARS Rates (2025/2026)
Source: sars.gov.za | Verified: Oct 2025| Property Value (R) | Rate of Duty |
|---|---|
| 0 – 1,210,000 | 0% |
| 1,210,001 – 1,663,800 | 3% of the value above R1,210,000 |
| 1,663,801 – 2,329,300 | R13,614 + 6% of the value above R1,663,800 |
| 2,329,301 – 2,994,800 | R53,544 + 8% of the value above R2,329,300 |
| 2,994,801 – 13,310,000 | R106,784 + 11% of the value above R2,994,800 |
| 13,310,001 and above | R1,241,456 + 13% of the value exceeding R13,310,000 |
Frequently Asked Questions
Who pays the transfer duty, the buyer or the seller?
The purchaser (the buyer) is always responsible for paying the transfer duty. It is a key part of the total cost of acquiring a property.
When must transfer duty be paid to SARS?
Transfer duty must be paid to SARS within six months of the date the sale agreement is signed. Failure to do so results in interest penalties of 10% per annum.
Is transfer duty the same as transfer costs?
No. 'Transfer Duty' is the tax paid to SARS. 'Transfer Costs' (or conveyancing fees) are the professional fees you pay to the attorney for handling the legal work.
Can transfer duty be included in my home loan?
No. Banks will not include transfer duty or other transfer-related costs in the home loan amount. These costs must be paid from your own available funds.